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The CPS Network
of Financial Professionals

Seasoned financial advisors in major cities across the US bring additional value and innovation to their high net worth clients by belonging to CPS-USA. Working with CPS and Scott, these advisors generate more interest, excitement and ultimately more sales. There is no direct cost to join and it could significantly augment your practice.

If you are an advisor and would like more information about joining CPS-USA — or if you are a client looking for a new perspective on your money, no matter where you are — contact us at 212.244.1334 or

Maureen Ryan is a senior financial specialist who makes her home base with Boston’s Bulfinch Group. She is active in industry associations such as The National Association of Insurance and Financial Advisors (NAIFA), The National Association for Female Executives and the Boston Estate Planning Council. Maureen has also authored articles for the Women’s Business Journal and Life & Health Advisor. She devotes a significant part of her time to financial education, conducting seminars for senior executives and working in programs to help young people understand the value of money.

Check the background of this investment professional on FINRA's BrokerCheck.

Registered Representative of Park Avenue Securities LLC. Financial Representative of The Guardian Life Insurance Company of America.


Ed Speck has over 23 years of business experience, including 7 in financial services. He is currently based in Minneapolis, MN with Foster Klima & Company, LLC. Previously, Ed held positions with Honeywell, Alliant Techsystems, EF Johnson, Carlson Companies and Imation. In transitioning to financial services, Ed wanted to realize a two-fold vision: to maximize financial security for clients and their families and to maximize the efficiency of their money at work. Ed is a fan of golf and other sports; he and his wife Judy reside in Brooklyn Park, MN, just off the second tee at Edinburgh USA.

Check the background of this investment professional on FINRA's BrokerCheck.

Registered Representative and Financial Advisor of Park Avenue Securities LLC.  Financial Representative of The Guardian Life Insurance Company of America.  Foster Klima & Company is an agency of Guardian.  It is not an affiliate or subsidiary of PAS.


Paul Luchau has had an extensive career in financial services that spans more than 25 years. After 15 years in the mortgage banking business, Paul switched his attention to life insurance. He is currently with the Colorado Financial Group teaching a D.O.R.A. approved continuing educational class for real estate professionals and providing non-traditional financial planning advice to his clients. Paul’s hobbies include golf, skiing, travel and spending time with his wife, Caren, and their three daughters.

Not affiliated with Guardian or any of its subsidiaries.

Scott with his long time friend and client Christopher Halliburton
how do you get value from the very first conversation with an advisor?
Scott illustrates 3D Wealth™ strategies at work for Michael A. Rosenbaum, CPA, long-time senior partner at Berdon LLP and Edwin J. Sirlin, Senior Vice President at Signature Bank.
Scott with colleagues at the Grand Canyon during a break at a financial services conference.