Case Studies
One of the best ways to demonstrate the unique power of 3D Wealth™ strategies is through case studies. These composite case studies follow patterns that we have seen among several different types of clients. None of these case studies is intended to represent an actual person; we take our clients’ privacy very seriously and keep our clients’ data confidential. Also, since each strategy is custom designed to individual circumstances, goals and objectives, no two 3D Wealth™ strategies are exactly alike. Finally, while these case studies describe results we have achieved for clients, we cannot promise you a particular outcome.
Disclosure: All scenarios and names mentioned herein are purely fictional and have been created solely for illustrative/educational purposes. Any resemblance to existing situations, persons or fictional characters is coincidental. The information presented should not be used as the basis for any specific investment advice. This material is intended for general public use. By providing this material, CPS is not undertaking to provide investment advice for any specific individual or situation, or to otherwise act in a fiduciary capacity. Please contact a financial professional for guidance and information specific to your individual situation.
Jayne: Maximizing Net Cash Flow
At 65, Jayne had recently retired from a successful career as a corporate executive. She was widowed with one married daughter and two grandchildren. She was also apparently financially secure, with a net worth of $15 million. But Jayne wanted greater certainty that she would be able to enjoy a sufficient income in retirement and at the same time provide a significant legacy for her daughter and grandchildren after her death. Her CPA suggested she talk to CPS.
Tom & Mary: Protecting Family, Maximizing Retirement
At 45 Tom and Mary each had successful careers. Tom was a partner in a big investment bank and Mary owned a small tech company. They had two pre-teen children. They were financially secure, with a net worth of $11.1 million and a combined annual gross income of $2.5 million. Both wanted to retire at age 60 without making significant changes to their lifestyle. They were worried about whether their nest egg would last 35 years, given inflation and other wealth-eroding factors. They also wanted to provide financial freedom for their children at their death. One of Tom’s senior partners recommended that they speak with Scott.
Michael & Sarah: Maintaining Control
Michael and Sarah were successful real estate investors who followed a consistent program of annual reinvestment. They had a combined net worth of $80M, supported by an annual gross income of $4M. They were concerned about protecting their legacy to their children and about estate taxes, but believed that their only estate planning options would come at a tremendous lost opportunity cost to their investment strategy. While they wanted to provide a solid foundation for their three children, they didn’t want it to diminish their real estate investment activity. As a longstanding CPS client, Michael knew that 3D Wealth™ Strategies might provide an answer.
